Finding the Right Insurance

If I can't find an insurance company that will insure my boat/boat trailer along with my house, and cars I think I might look for totally separate insurance for all of them for a change. It is hard because getting auto insurance quotes is pretty easy, and getting boat trailer insurance is easy enough, but getting boat insurance is really difficult. Only because not every insurance company covers boats. I suppose because they are so easy to break, and when they break it is an immediate problem. You don't break down on the side of a road, you break down in the middle of the ocean (or other bodies of water). Swimming is not usually an option. Boats never seem to break down a few feet from shore.